We divide this process in three different phases:
You will have a team composed by:
Your Local Agent (In Your Country, Speaking Your Language)
Your local agent meets with you in your city, speaking your language, to answer all your questions about investing in the U.S. They also bring important information such as:
- How to avoid fraud (who to send money to, secure transactions). - U.S. taxes and legal implications. - Options for paying in cash or obtaining credit. - Inheritance laws and considerations.The local agent will also conduct an analysis to understand your investment profile. This information helps us offer a property that aligns with your investment objectives.For example:
- A home you plan to live in to qualify for a visa. - A vacation property you use 3-4 times a year. - A property you don't care where it's located, as long as it's a good investment.It also provides key insights into available properties and the overall market dynamics.
Up until this point, there is no cost to you.
Once you decide to make an investment and select a property, we move the operation to the next stage, where there are four key participants:
The same DCPC Agent from the previous phase will continue assisting you throughout the purchase process.
The local real estate agent in the U.S. will work closely with the DCPC Agent to guide you through property options and market conditions.
If the purchase is through a loan, DCPC will help you find a lender who will secure the loan and ensure compliance with U.S. laws.
Which verifies the legal ownership of a property and ensures it's free of liens or claims before the sale. It provides title insurance to protect both the buyer and lender from future disputes. Additionally, they manage the closing process, including the transfer of funds and property documents.
- Once you decide to purchase, you will have a consultation with a U.S. accountant to understand tax options and the advantages of buying as a business entity or as an individual.
- DCPC will help you open a U.S. bank account.
- If the purchase is in cash, DCPC will ensure secure transaction processes, working alongside the title company and attorney.
DCPC takes its commission from the seller and the lender. Therefore, there are no fees for you, the investor.
The accountant’s consultation fee is approximately USD $150, with additional charges for services like obtaining a tax ID as a foreign national, which may involve minimal costs.
Once you have the title of your new property, you need to setup the operation of your new investment.
Depending on the type of investment, a management company will need to be hired to handle the property's operation, maintenance, and rental management. If the property does not have an exclusive management company (like most vacation properties), we will provide a list of companies to handle this for you.
A U.S.-based accountant will assist in managing the tax implications of your investment and ensure you meet all U.S. tax obligations.
DCPC can monitor your property’s Return on Investment (ROI). We will provide regular updates on the property's status, helping you stay informed about the health of your investment. This has a cost of USD $ 100 per year and is not required to.